Affiliate Disclosure & Transparency Policy

Last Updated: January 2024
Effective Date: Immediately
Applicable Regions: USA, Canada, United Kingdom

Our Transparency Promise

At Prime Pick, we believe in complete transparency with our community. This page details our affiliate relationships, how we make money, and how it affects our recommendations to you.

The Short Version:

We participate in Amazon Associates programs in the USA, Canada, and UK. When you purchase through our links, we may earn commissions at no extra cost to you. These earnings support our research, testing, and free content creation.

Detailed Disclosure

1. What Are Affiliate Links?

Affiliate links are special URLs that track purchases back to our website. When you click one of our links and make a purchase, the merchant (like Amazon) pays us a small commission. Your price never increases – the commission comes from the merchant’s marketing budget.

2. Programs We Participate In:

Program	Regions Covered	Commission Range	Purpose
Amazon Associates	USA, Canada, UK	1-10% depending on category	Primary revenue for product research
Other Retail Partners	Selected partnerships	Varies	Occasional alternative recommendations
Financial Tool Affiliates	USA/Canada/UK specific	Fixed fees	When recommending financial apps/services

3. How We Use Commissions:

Commissions Received →
40% Product Testing & Purchases →
30% Content Creation & Research →
20% Free Tools Development →
10% Operational Costs

This means: When you use our links, you’re directly funding:

Buying products to test ourselves
In-depth research and analysis
Free templates and calculators we provide
Maintaining our website and community

Our Review & Recommendation Process

Our Ethical Framework:

We NEVER:

Accept payment for positive reviews
Change ratings based on commission rates
Hide affiliate links or make them deceptive
Recommend products we wouldn’t buy ourselves
Let affiliate relationships influence our financial advice

We ALWAYS:

Test products personally when possible
Research extensively before recommending
Disclose affiliate relationships clearly
Show both pros and cons
Update reviews when products change
Prioritize your interests over commissions

Product Selection Criteria:

Performance Data: Sales rank, review patterns, return rates
Value Assessment: Cost-per-use, longevity, alternatives
Personal Testing: Hands-on evaluation (when feasible)
Community Feedback: User experiences and reports
Seasonal Relevance: Right product at the right time

Financial Product Affiliations

Important Distinction:

While we may earn commissions from some financial tools we recommend (like budgeting apps or investment platforms), this never influences our financial guidance. Our money management advice remains completely objective.

Financial Affiliate Rules:

We only partner with reputable, regulated platforms
Commissions never affect our strategic recommendations
We disclose any financial affiliations prominently
Free alternatives are always mentioned first

How to Identify Affiliate Links

Visual Indicators:

On Our Website:

🔗 Link preface: “Buy on Amazon” or “Check Price”
💰 Icon near links
Disclosure statement below content
Bold disclosure at beginning of review articles

In Our Content:

Example: “After testing three models, we found the [Product Name] performed best. [🔗 Buy on Amazon]”

Email Communications:

Clear “Affiliate Link” labeling
Disclosure in email footer
Separate non-affiliate resources section

Non-Affiliate Alternatives:

We always provide:

Product names for you to search independently
Key features to look for
Price ranges to expect
Alternative retailers when available

Commission Rates & Calculations

Amazon Commission Structure:

Product Category	Typical Commission	Notes
Electronics	1-4%	Lower margins category
Home & Kitchen	4-8%	Our most tested category
Books	4.5%	Financial education resources
Software	10%	Occasionally recommended tools

Note: Commissions vary by:

Product category
Regional program (USA/Canada/UK have different rates)
Seasonal promotions
Your location and local Amazon site

What This Means for You:

Your price: Exactly the same as going directly
Your selection: Same products, same choices
Your experience: Identical shopping process
Only difference: We get credit for the referral

Our Testing & Review Investment

To Maintain Integrity, We Invest:

Monthly Testing Budget: $1,500-$3,000
Products Purchased Monthly: 15-25 items
Testing Period: 2-8 weeks per product
Research Hours: 200+ monthly

This means:

We buy most products we review
We use them in real-world conditions
We compare against competitors
We track long-term performance

Review Update Commitment:

Monthly: Price and availability checks
Quarterly: Performance reassessment
Annually: Full review updates
As Needed: When products change or issues reported

Your Trust Matters Most

Our Prioritization Promise:

When evaluating products, we prioritize in this order:

Your needs and goals
Product performance and quality
Value for money
Reliability and support
Our personal testing experience
Community feedback
Commission rates (considered last)

When We Don’t Recommend:

We regularly publish:

“Not Recommended” lists
Products we returned
Overhyped items to avoid
Better alternatives at lower prices

Even if we could earn commissions, we won’t recommend poor products.

Legal Compliance by Region

🇺🇸 USA Compliance:

FTC Guidelines: Full compliance with 16 CFR Part 255
Clear and Conspicuous disclosure before affiliate links
No deceptive practices as per FTC Act
Material connection clearly disclosed

🇨🇦 Canada Compliance:

Competition Act adherence
False advertising laws compliance
Provincial consumer protection standards
French/English disclosure where required

🇬🇧 UK Compliance:

CAP Code compliance for affiliate marketing
Consumer Rights Act 2015 adherence
ASA regulations for online content
Brexit-adjusted cross-border rules

Contact for Disclosure Questions:

Email: primepickora@gmail.com
Subject: “Affiliate Disclosure Question”
Response Time: 24-48 hours

Our Commitment to You

We commit to:

Transparency: Clear disclosures always
Integrity: Honest reviews regardless of commissions
Value: Only recommending worthwhile products
Improvement: Regular policy review and updates
Community: Putting your interests first

Final Transparency Statement

Yes, we earn commissions through affiliate links.
No, it doesn’t cost you anything extra.
Yes, we’re completely transparent about it.
No, it never compromises our recommendations.
Yes, we’re grateful for your support.

Thank you for trusting Prime Pick. Your support through our affiliate links enables us to continue providing free financial guidance and honest product reviews.

Last Policy Review: Quarterly
Next Scheduled Update: June 2026

[Prime Pick: Transparent Guidance for Smart Living ]